/* SaveCompare — Shared Stylesheet */

/* ===== RESET & BASE ===== */
*{margin:0;padding:0;box-sizing:border-box;}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',system-ui,sans-serif;color:var(--text);background:var(--white);}
a{text-decoration:none;color:inherit;}
img{max-width:100%;height:auto;}

/* ===== CUSTOM PROPERTIES ===== */
:root{
  --bg:#f8fafc;
  --navy:#0a1628;
  --blue:#1d4ed8;
  --blue2:#3b82f6;
  --green:#16a34a;
  --green2:#22c55e;
  --text:#1e293b;
  --muted:#64748b;
  --border:#e2e8f0;
  --white:#fff;
  --red:#ef4444;
  --accent:var(--green);
  --accent2:var(--green2);
  --accent-shadow:rgba(22,163,74,0.4);
}

/* Per-vertical accents */
.v-energy{--accent:#16a34a;--accent2:#22c55e;--accent-shadow:rgba(22,163,74,0.4);}
.v-insurance{--accent:#2563eb;--accent2:#3b82f6;--accent-shadow:rgba(37,99,235,0.4);}
.v-finance{--accent:#7c3aed;--accent2:#8b5cf6;--accent-shadow:rgba(124,58,237,0.4);}
.v-creditcards{--accent:#7c3aed;--accent2:#8b5cf6;--accent-shadow:rgba(124,58,237,0.4);}
.v-broadband{--accent:#0891b2;--accent2:#06b6d4;--accent-shadow:rgba(8,145,178,0.4);}
.v-mobile{--accent:#db2777;--accent2:#ec4899;--accent-shadow:rgba(219,39,119,0.4);}
.v-mortgages{--accent:#d97706;--accent2:#f59e0b;--accent-shadow:rgba(217,119,6,0.4);}
.v-creditscore{--accent:#0d9488;--accent2:#14b8a6;--accent-shadow:rgba(13,148,136,0.4);}
.v-loans{--accent:#7c3aed;--accent2:#8b5cf6;--accent-shadow:rgba(124,58,237,0.4);}
.v-business{--accent:#16a34a;--accent2:#22c55e;--accent-shadow:rgba(22,163,74,0.4);}
.v-banking{--accent:#0891b2;--accent2:#06b6d4;--accent-shadow:rgba(8,145,178,0.4);}

/* ===== SKIP LINK ===== */
.skip-link{position:absolute;top:-40px;left:0;background:var(--navy);color:#fff;padding:8px 16px;z-index:200;font-size:0.85rem;font-weight:600;transition:top 0.2s;}
.skip-link:focus{top:0;}

/* ===== MEGA NAV ===== */
.site-nav{padding:0 40px;height:64px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--border);background:#fff;position:relative;z-index:100;}
.logo{font-size:1.4rem;font-weight:800;color:var(--navy);letter-spacing:-0.5px;display:flex;align-items:center;gap:6px;flex-shrink:0;}
.logo em{font-style:normal;color:var(--green);}
.logo svg{flex-shrink:0;}

.nav-menu{display:flex;align-items:center;gap:4px;flex:1;justify-content:center;}
.nav-item{position:relative;}
.nav-item>a,.nav-item>button{padding:8px 14px;border-radius:6px;font-size:0.82rem;font-weight:600;color:var(--muted);cursor:pointer;transition:all 0.15s;border:none;background:none;font-family:inherit;display:flex;align-items:center;gap:4px;}
.nav-item>a:hover,.nav-item>button:hover,.nav-item.active>a,.nav-item.active>button{color:var(--navy);background:var(--bg);}
.nav-arrow{font-size:0.55rem;transition:transform 0.2s;margin-top:1px;}
.nav-item:hover .nav-arrow{transform:rotate(180deg);}

/* Dropdown panel */
.nav-dropdown{position:absolute;top:100%;left:50%;transform:translateX(-50%);background:#fff;border:1px solid var(--border);border-radius:12px;padding:16px 20px;min-width:200px;box-shadow:0 12px 40px rgba(0,0,0,0.1);opacity:0;visibility:hidden;transition:opacity 0.15s,visibility 0.15s;z-index:50;}
.nav-item:hover .nav-dropdown{opacity:1;visibility:visible;}
.nav-dropdown a{display:block;padding:7px 12px;font-size:0.82rem;font-weight:500;color:var(--muted);border-radius:6px;transition:all 0.1s;}
.nav-dropdown a:hover{background:var(--bg);color:var(--navy);font-weight:600;}

.nav-r{display:flex;align-items:center;gap:20px;font-size:0.8rem;color:var(--muted);flex-shrink:0;}
.nav-r span::before{content:'\2713 ';color:var(--green);font-weight:700;}

/* Hamburger (mobile) */
.hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px;flex-direction:column;gap:4px;}
.hamburger span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px;transition:all 0.2s;}
.hamburger.open span:nth-child(1){transform:rotate(45deg) translate(4px,4px);}
.hamburger.open span:nth-child(2){opacity:0;}
.hamburger.open span:nth-child(3){transform:rotate(-45deg) translate(4px,-4px);}

/* Mobile nav overlay */
.mobile-nav{display:none;position:fixed;top:64px;left:0;right:0;bottom:0;background:#fff;z-index:90;overflow-y:auto;padding:16px;}
.mobile-nav.open{display:block;}
.mobile-nav-section{border-bottom:1px solid var(--border);padding:12px 0;}
.mobile-nav-title{font-size:0.85rem;font-weight:700;color:var(--navy);padding:8px 12px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;}
.mobile-nav-links{display:none;padding:4px 0 8px;}
.mobile-nav-section.open .mobile-nav-links{display:block;}
.mobile-nav-links a{display:block;padding:8px 24px;font-size:0.82rem;color:var(--muted);font-weight:500;}
.mobile-nav-links a:hover{color:var(--navy);}

/* ===== HERO SECTIONS ===== */

/* Full hero (landing pages) */
.hero{background:var(--navy);padding:64px 40px 56px;text-align:center;position:relative;overflow:hidden;}
.hero-glow{position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 50% 100%,rgba(29,78,216,0.35) 0%,transparent 70%);z-index:1;pointer-events:none;}
.hero-inner{position:relative;z-index:2;max-width:900px;margin:0 auto;}
.hero-label{display:inline-block;background:rgba(34,197,94,0.15);border:1px solid rgba(34,197,94,0.3);color:#4ade80;padding:5px 16px;border-radius:100px;font-size:0.72rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;margin-bottom:16px;}
.hero h1{font-size:clamp(2.2rem,5.5vw,3.6rem);font-weight:800;color:#fff;letter-spacing:-0.04em;line-height:1.1;margin-bottom:14px;}
.hero h1 em{font-style:normal;color:var(--accent2);}
.hero-sub{color:rgba(255,255,255,0.6);font-size:1.05rem;max-width:540px;margin:0 auto 36px;line-height:1.7;}
.hero-sub strong{color:#fff;}

/* Slim hero (content pages) */
.hero-slim{background:var(--navy);padding:48px 40px;text-align:center;}
.hero-slim h1{font-size:clamp(1.6rem,4vw,2.4rem);font-weight:800;color:#fff;letter-spacing:-0.03em;margin-bottom:8px;}
.hero-slim p{color:rgba(255,255,255,0.5);font-size:0.9rem;max-width:600px;margin:0 auto;}
.hero-slim .breadcrumb{margin-bottom:16px;}

/* Breadcrumb */
.breadcrumb{font-size:0.75rem;color:rgba(255,255,255,0.4);}
.breadcrumb a{color:rgba(255,255,255,0.5);transition:color 0.15s;}
.breadcrumb a:hover{color:rgba(255,255,255,0.8);}
.breadcrumb span{margin:0 6px;}

/* ===== TRUST BAR ===== */
.trust{background:#f0fdf4;border-top:1px solid #bbf7d0;border-bottom:1px solid #bbf7d0;padding:18px 40px;}
.trust-inner{max-width:900px;margin:0 auto;display:flex;justify-content:center;gap:40px;flex-wrap:wrap;}
.ti{display:flex;align-items:center;gap:7px;font-size:0.8rem;color:#15803d;font-weight:600;}
.ti::before{content:'\2713';font-weight:800;}

/* ===== SECTION COMMON ===== */
.eyebrow{font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.1em;color:var(--accent2);margin-bottom:8px;}
h2.section-title{font-size:clamp(1.5rem,3.5vw,2rem);font-weight:800;color:var(--navy);letter-spacing:-0.03em;margin-bottom:12px;}
.section{padding:64px 40px;}
.section-inner{max-width:900px;margin:0 auto;}

/* ===== HOW IT WORKS / STEPS ===== */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;}
.step{text-align:center;}
.step-num{width:48px;height:48px;border-radius:50%;background:linear-gradient(135deg,var(--accent),var(--accent2));color:#fff;font-size:1.1rem;font-weight:800;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;}
.step-title{font-size:0.95rem;font-weight:700;color:var(--navy);margin-bottom:6px;}
.step-text{font-size:0.83rem;color:var(--muted);line-height:1.7;}

/* ===== CARDS ===== */
.card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;}
.card{background:#fff;border:1.5px solid var(--border);border-radius:14px;padding:24px;transition:all 0.15s;}
.card:hover{border-color:var(--accent);box-shadow:0 4px 20px rgba(0,0,0,0.06);}
.card h3{font-size:0.95rem;font-weight:700;color:var(--navy);margin-bottom:6px;}
.card p{font-size:0.83rem;color:var(--muted);line-height:1.7;}
.card-stat{font-size:1.6rem;font-weight:800;color:var(--accent);margin-bottom:6px;}
.card-icon{font-size:1.6rem;margin-bottom:10px;}

/* Vertical card (homepage) */
.v-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:900px;margin:0 auto;}
.v-card{background:#fff;border:1.5px solid var(--border);border-radius:16px;padding:28px 24px;text-align:center;transition:all 0.2s;cursor:pointer;}
.v-card:hover{transform:translateY(-3px);box-shadow:0 12px 32px rgba(0,0,0,0.08);border-color:transparent;}
.v-card-icon{font-size:2.2rem;margin-bottom:12px;}
.v-card h3{font-size:1rem;font-weight:700;color:var(--navy);margin-bottom:6px;}
.v-card p{font-size:0.8rem;color:var(--muted);line-height:1.5;margin-bottom:14px;}
.v-card-link{font-size:0.82rem;font-weight:700;color:var(--accent);}

/* ===== FAQ ===== */
.faq{padding:56px 40px;background:#fff;}
.faq-inner{max-width:700px;margin:0 auto;}
.faq-item{border-bottom:1px solid var(--border);}
.faq-q{padding:16px 0;font-weight:600;font-size:0.88rem;cursor:pointer;display:flex;justify-content:space-between;align-items:center;transition:color 0.2s;border:none;background:none;width:100%;text-align:left;font-family:inherit;color:var(--text);}
.faq-q:hover{color:var(--accent);}
.faq-icon{color:var(--accent2);font-size:1.1rem;transition:transform 0.25s;flex-shrink:0;}
.faq-item.open .faq-icon{transform:rotate(45deg);}
.faq-a{max-height:0;overflow:hidden;transition:max-height 0.35s ease;}
.faq-item.open .faq-a{max-height:300px;}
.faq-a p{padding:0 0 16px;font-size:0.84rem;color:var(--muted);line-height:1.75;}

/* ===== CTA SECTIONS ===== */
.cta-mid{background:#fff;padding:32px 40px;text-align:center;border-top:1px solid var(--border);border-bottom:1px solid var(--border);}
.cta-mid p{font-size:0.95rem;font-weight:700;color:var(--navy);margin-bottom:12px;}

.cta-bottom{background:linear-gradient(135deg,var(--navy),#1a3a6b);padding:56px 40px;text-align:center;}
.cta-bottom h2{color:#fff;font-size:clamp(1.5rem,3vw,2rem);font-weight:800;letter-spacing:-0.03em;margin-bottom:10px;}
.cta-bottom p{color:rgba(255,255,255,0.5);margin-bottom:24px;font-size:0.9rem;}

/* ===== BUTTONS ===== */
.btn-primary{background:linear-gradient(135deg,var(--accent),color-mix(in srgb,var(--accent),#000 20%));color:#fff;border:none;padding:16px 36px;border-radius:12px;font-size:1.05rem;font-weight:800;cursor:pointer;font-family:inherit;white-space:nowrap;transition:all 0.2s;box-shadow:0 4px 20px var(--accent-shadow);letter-spacing:-0.01em;display:inline-block;text-align:center;}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 6px 24px var(--accent-shadow);}
.btn-primary:active{transform:translateY(0);}
.btn-sm{padding:12px 24px;font-size:0.9rem;border-radius:10px;}

/* ===== CONTENT (article/legal pages) ===== */
.content{max-width:700px;margin:0 auto;padding:48px 40px;}
.content h2{font-size:1.15rem;font-weight:700;color:var(--navy);margin-top:36px;margin-bottom:10px;}
.content h2:first-child{margin-top:0;}
.content h3{font-size:1rem;font-weight:700;color:var(--navy);margin-top:24px;margin-bottom:8px;}
.content p{font-size:0.88rem;color:var(--muted);line-height:1.8;margin-bottom:14px;}
.content ul,.content ol{padding-left:20px;margin-bottom:14px;}
.content li{font-size:0.88rem;color:var(--muted);line-height:1.8;margin-bottom:6px;}
.content a{color:var(--accent);font-weight:600;}
.content a:hover{text-decoration:underline;}

/* ===== COMPARISON TABLE ===== */
.compare-table{width:100%;border-collapse:collapse;margin:24px 0;font-size:0.85rem;}
.compare-table th{text-align:left;padding:12px 16px;background:var(--navy);color:#fff;font-weight:700;font-size:0.78rem;text-transform:uppercase;letter-spacing:0.04em;}
.compare-table th:first-child{border-radius:8px 0 0 0;}
.compare-table th:last-child{border-radius:0 8px 0 0;}
.compare-table td{padding:12px 16px;border-bottom:1px solid var(--border);color:var(--muted);line-height:1.5;}
.compare-table tr:nth-child(even){background:var(--bg);}
.compare-table tr:hover{background:#f1f5f9;}

/* ===== CALLOUT BOXES ===== */
.callout{border-left:4px solid var(--accent);background:var(--bg);border-radius:0 10px 10px 0;padding:16px 20px;margin:20px 0;font-size:0.85rem;color:var(--text);line-height:1.7;}
.callout-title{font-weight:700;margin-bottom:4px;}
.callout.warning{border-left-color:#f59e0b;background:#fffbeb;}
.callout.info{border-left-color:var(--blue2);background:#eff6ff;}

/* ===== GUIDE / ARTICLE ===== */
.guide-hero{background:var(--navy);padding:48px 40px;text-align:center;}
.guide-meta{display:flex;justify-content:center;gap:16px;margin-top:12px;font-size:0.78rem;color:rgba(255,255,255,0.4);}
.guide-body{max-width:740px;margin:0 auto;padding:40px;}
.guide-body h2{font-size:1.35rem;font-weight:800;color:var(--navy);margin-top:40px;margin-bottom:12px;padding-top:24px;border-top:1px solid var(--border);}
.guide-body h3{font-size:1.05rem;font-weight:700;color:var(--navy);margin-top:24px;margin-bottom:8px;}
.guide-body p{font-size:0.9rem;color:var(--muted);line-height:1.8;margin-bottom:14px;}

/* TOC */
.toc{background:var(--bg);border:1px solid var(--border);border-radius:12px;padding:20px 24px;margin:24px 0 32px;}
.toc-title{font-size:0.85rem;font-weight:700;color:var(--navy);margin-bottom:12px;}
.toc ol{padding-left:20px;counter-reset:toc;}
.toc li{font-size:0.84rem;color:var(--muted);margin-bottom:6px;line-height:1.5;}
.toc a{color:var(--accent);font-weight:500;}
.toc a:hover{text-decoration:underline;}

/* ===== ADSENSE ===== */
.ad-unit{text-align:center;padding:20px 0;margin:24px 0;min-height:100px;}
.ad-unit::before{content:'';display:block;}

/* ===== PROVIDER LOGOS ===== */
.provider-logos{display:flex;justify-content:center;align-items:center;gap:32px;flex-wrap:wrap;padding:24px 40px;background:var(--bg);border-top:1px solid var(--border);border-bottom:1px solid var(--border);}
.provider-logos p{font-size:0.72rem;color:var(--muted);width:100%;text-align:center;margin-bottom:8px;}
.provider-logo{font-size:0.75rem;font-weight:700;color:var(--muted);padding:8px 16px;background:#fff;border:1px solid var(--border);border-radius:8px;white-space:nowrap;}

/* ===== FOOTER ===== */
footer{background:var(--navy);color:rgba(255,255,255,0.4);padding:32px 40px;font-size:0.75rem;text-align:center;}
footer a{color:rgba(255,255,255,0.5);transition:color 0.2s;}
footer a:hover{color:rgba(255,255,255,0.8);}
.footer-disclosure{margin-bottom:12px;font-size:0.72rem;color:rgba(255,255,255,0.35);max-width:600px;margin-left:auto;margin-right:auto;line-height:1.6;}
.footer-verticals{display:flex;justify-content:center;gap:16px;flex-wrap:wrap;margin-bottom:12px;}
.footer-verticals a{font-weight:600;font-size:0.78rem;}
.footer-links{margin-top:8px;display:flex;justify-content:center;gap:20px;}
.footer-fca{margin-top:12px;font-size:0.68rem;color:rgba(255,255,255,0.25);max-width:600px;margin-left:auto;margin-right:auto;line-height:1.5;}

/* ===== RESPONSIVE ===== */
@media(max-width:768px){
  .site-nav{padding:0 16px;}
  .nav-menu{display:none;}
  .nav-r{display:none;}
  .hamburger{display:flex;}
  .hero{padding:48px 16px 40px;}
  .hero-slim{padding:36px 16px;}
  .steps{grid-template-columns:1fr;}
  .card-grid{grid-template-columns:1fr;}
  .v-card-grid{grid-template-columns:1fr;}
  .section{padding:48px 16px;}
  .faq{padding:48px 16px;}
  .cta-mid{padding:28px 16px;}
  .cta-bottom{padding:48px 16px;}
  .content{padding:36px 16px;}
  .guide-body{padding:28px 16px;}
  .trust{padding:16px;}
  .trust-inner{gap:12px;}
  .provider-logos{gap:12px;padding:20px 16px;}
  .footer-verticals{gap:10px;}
}

@media(max-width:400px){
  .v-card-grid{grid-template-columns:1fr;}
}

/* ===== ANIMATIONS ===== */
@keyframes pulse2{0%,100%{opacity:1;}50%{opacity:.4;}}